You and your family may be eligible for other Ontario tax credits. Visit ontario.ca/taxcredits to learn more.
The Ontario Guaranteed Annual Income System (GAINS) ensures a guaranteed minimum income for Ontario seniors. It provides monthly payments to qualifying pensioners on top of the federal Old Age Security (OAS) pension and the Guaranteed Income Supplement (GIS) payments. The Ontario Ministry of Finance administers the GAINS program and Service Canada delivers the OAS and GIS for the Department of Human Resources and Skills Development.
For a chart of OAS/GIS/GAINS payment amounts based on income received from other sources, including private pension plans, see the GAINS Benefit Rate Tables.
You are eligible to receive GAINS payments if:
You are also eligible to receive GAINS payments if you meet the criteria in the last 2 bullet points above and:
No application is necessary. If you meet the eligibility requirements, your benefits will be determined automatically based on information the ministry receives from Human Resources and Skills Development Canada and information provided on your annual income tax return.